Early McClintic & McMillan

Want to catch up on the latest economic news? Learn more about a specific investment topic? Or simply become a more informed investor? This is the place to do it. Many of the newsletters, expert commentaries and financial tools below are updated weekly, so be sure to check back often.

Q: What is the relationship between Early McClintic & McMillan and Raymond James Financial Services?
A: Our advisors have contracted with Raymond James Financial Services, member FINRA/SIPC, as custodian to provide our clients access to securities, investment markets, research, reporting services and the householding of cash and securities.

Q: What types of investment accounts are made available by the advisors at Early McClintic & McMillan?
A: The standard investment account offered by the advisors at Early McClintic & McMillan is fee-based and charges an annual percentage (billed quarterly) of the total assets being managed. There are no traditional commissions charged to you, although Raymond James Financial Services as custodian may charge a small additional fee (typically $30 or less) for executing certain transactions. In return, the advisors at Early, McClintic & McMillan will offer ongoing investment planning and management services, including assessment, allocation, asset management and monitoring of your portfolio. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A.

Q: What types of retirement plans are offered?
A: The advisors at Early McClintic & McMillan offer a comprehensive line of retirement plans for individuals and businesses, such as traditional and Roth IRAs, SEP and SIMPLE IRAs, 403(b)s, pension and profit sharing plans and 401(k) plans, as well as custom retirement plans. Based upon our widespread experience and expertise in working with most types of retirement plans, and with the benefit of the support of Raymond James retirement professionals, we can help you select a suitable retirement plan for your personal or business situation.

Q: Do you offer education funding plans?
A: Yes, we can help you to select an appropriate education funding mechanism for the child or children in your life. We offer all of the traditional educational planning accounts, including Uniform Gifts to Minors Act (UGMA) and Uniform Transfers to Minors Act (UTMA) accounts, educational IRAs and 529 plans. We can also help you set up and manage an account for an educational trust.

Q: Do you offer trust services?
A: Yes, Raymond James Trust Company, a full-service trust company and affiliate of Raymond James Financial Services, offers a complete range of personal trust services, including custody and safekeeping services, account management for wills and living trusts, concierge trust services for lifestyle management and life care assistance, irrevocable life insurance trusts, estate settlement services, and specialized trust services on case-by-case basis.

Q: Will I have internet access to my RJFS account?
A: Yes, online access is available to any client with a Raymond James brokerage account through Client Access.

The more you know the more we can help.